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Atharv and Diya's Early Retirement with the MM2H Visa

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Atharv and Diya from Jaisalmer have long dreamt of early retirement and the MM2H visa is making it possible in Malaysia. The couple's experience below reveals how Malaysia's unique set of circumstances and resultant arbitrage opportunities offers expats a low cost of living, yet expatriate-quality of life. This article may inspire you to explore your own potential timeline for making resort-living in Malaysia reality.

Dreaming of Early Retirement in Malaysia

For Atharv and his wife Diya, a clinical manager and interior designer from Jaisalmer, the dream of retiring early has always been close to their hearts. Now in their early 50s, they're thrilled to pursue that dream in Malaysia with the MM2H golden visa, i.e. the Malaysia My Second Home visa they discovered during their online due diligence.

They've also determined that their duplex, located in a prime neighbourhood in Jaisalmer, will provide a healthy rental income, more than sufficient, in fact, to live comfortably in Malaysia. Additionally, their India-based fixed deposit account is available at will to boost their disposable income even further, allowing them to indulge in a rather high-quality lifestyle, indeed, expat-lifestyle, in their second home.

Frankly, as the couple progressed with their plans, it dawned on them that the MM2H visa aligns perfectly with their goals, providing them with the flexibility, economic opportunities and lifestyle they've envisioned for their silver years.

So, let's take a closer look at some of the key advantages of the Malaysia's MM2H Visa for Atharv and Diya as they make their dreams come true.

Lower Property Purchase Requirements for MM2H Residents

Malaysia's property market offers excellent value and with the MM2H program's lower purchase thresholds, Atharv and Diya can acquire a quality home at significantly lower cost than real estate in most Indian cities. The MM2H visa also lets them rent for a year before purchasing, giving them time to explore and decide which region in Malaysia suits them best. More about this flexibility below.

Tax-Free Financial Transfers from India

As all Malaysia's MM2H participants enjoy tax-free transfers from overseas, Atharv and Diya can wire their INdia-based funds to Malaysia as needed without any taxes being applied upon arrival. This MM2H provision further increases their already considerable discretionary income in Malaysia and, as such, it's no surprise to learn that this was one of the factors that compelled the couple to opt for MM2H.

Resort-Living: Relaxed, Expat-Friendly Lifestyle to Enjoy

Malaysia's expat communities are diverse, offering a lifestyle Atharv and Diya look forward to reveling in. From fine dining and premium shopping centres to unique cultural experiences, Malaysia offers the couple the lifestyle upgrade they've been aspiring to. But also, since Malaysia's extensive expat networks and cultural activities are easily accessible, the couple is liable to quickly find a social circle that shares their interests, making it that much easier to settle into their home away from home.

Ideal Travel Hub and Natural Beauty at Their Doorstep

Furthermore, Malaysia's kaleidoscope of landscapes and stunning coastlines also offer Atharv and Diya ample natural beauty to discover and explore. But what's more, Malaysia is an awesome travel hub as well, a jumping board with convenient access to Thailand, Singapore, Indonesia and beyond, making it easy for the couple to travel throughout Asia. They'll get to go on lovely vacations without the need for overly long flights, enhancing their lifestyle with additional layers of recreation. Of course, this is in addition to the financial benefits they'll enjoy as expats, both within Malaysia and during their trips.

Safe from Harm

Malaysia's geographic position shields it from many natural threats, such as seismic episodes or typhoons. Paired with a low rate of crime, this natural state of calm creates a country where safety is a cornerstone of daily life. This unique combination of security from both environmental and crime greatly contributes to Malaysia's appeal as a peaceful destination.

Thriving Indian Community and Kind-Hearted Locals

Malaysia's Indian communities, both local and expat, offer a comprehensive support network, helping Atharv and Diya feel at home whilst easing into their adopted country. Additionally, the local Malaysian people are also known for their friendliness and openness to foreigners. Bottom line, one thing Atharv and Diya don't have to worry about is not feeling welcome and or accepted. Malaysia's hospitality will undoubtedly enrich their experiences as they settle into their new life.

Favourable Weather Without Seasonal Extremes

Coming from the dry climate of Jaisalmer, Atharv and Diya will appreciate Malaysia's comfortable year-round weather. The mild monsoon season, from December to February and balmy rest of the year allow them to enjoy outdoor activities pretty much year-round, whether it's a leisurely stroll by the beach, a hike in Malaysia's highlands or a jungle trek. The pleasant climate aligns perfectly with their desire for a relaxed, active retirement. Not to mention the contrast of Malaysia's ubiquitous lush green backdrops, a sight to behold, compared to Jaisalmer's rather arid vistas.

Malaysia's Growing Economy and Recreational Opportunities

Malaysia's economic growth presents a stable and interesting environment for retirees. The country's numerous shopping malls, upscale golf courses and nice yacht clubs offer excellent opportunities for leisurely pursuits. This level of accessibility to high-end amenities at affordable prices gives Atharv and Diya the opportunity to enjoy a luxurious lifestyle. But the best part is that they'll unlikely overspend, given that Malaysia offers Asia's #1 cost of living/standard of living ratio.

High-Quality Healthcare at Reasonable Costs

It goes without saying that Malaysia's healthcare system is among the best in the region, with modern facilities and qualified professionals. Atharv and Diya can rest easy knowing that Malaysia offers top-notch healthcare comparable to most Western countries, yet at a fraction of the cost. With healthcare being a primary consideration in retirement, the couple will benefit from excellent services whenever needed. It is, after all, for good reason that Malaysia, right after Singapore, has earned a reputation as one of Asia's prime medical tourism hotspots.

Freedom to Rent Before Making a Property Decision

As stated above, one MM2H visa's rental option means Atharv and Diya can reside in various different residential neighbourhoods before ultimately committing to a property purchase. For example, they can spend time exploring whether it's the vibrant capital of Kuala Lumpur that appeals to them. Or perhaps the laid-back coastlines of Penang. Or maybe even the up-and-coming southern town of Johor, located a stone's throw away from Singapore. MM2H gives them the option to try before you buy; a very welcome gesture.

Convenient Travel Between India and Malaysia

Malaysia's frequent, direct flights to India ensure that Atharv and Diya stay connected to their family and friends in Jaisalmer. With the time zone difference between the two countries at just three hours and quite a few airlines to choose from, the couple can easily return to India for visits or, alternatively, welcome guests from India to their little slice of home in Malaysia, making it simple to balance their roots with their new life.

Malaysia My Second Home: Gateway to Expat Life

For Atharv and Diya, Malaysia's MM2H visa perfectly complements their goals of early retirement and lifestyle boost. The MM2H visa provides them with financial independence and an expatriate-standard of living, wrapped up in a sun-kissed land that's culturally engaging and scenically beautiful. With the generous rental income from their Jaisalmer duplex and the interest earned from their FD, Atharv and Diya can take their time pursuing a fulfilling retirement in Malaysia. Life is good :)

Are you interested in finding out a little more about residing in Malaysia for several months per year or longer? Visit MM2H.in for details.